2025 Earned Income Tax Credit (EITC) Update

The Earned Income Tax Credit (EITC) is one of the most valuable tax breaks for low-to-moderate income working individuals and families. For the 2025 tax year, the IRS has adjusted the credit amounts and income thresholds for inflation — potentially increasing refunds for many qualifying taxpayers.

Maximum EITC Amounts for 2025

• No children: up to $632

• 1 qualifying child: up to $4,213

• 2 qualifying children: up to $6,960

• 3 or more qualifying children: up to $8,046

Who Qualifies?

To qualify for the EITC in 2025, you must meet these basic requirements:

• Have earned income (wages, self-employment, or certain disability benefits)

• Have a valid Social Security Number

• Be a U.S. citizen or resident alien all year

• Meet income and filing status requirements

• If claiming children, they must live with you for more than half the year and meet age and relationship tests

2025 EITC Income Limits

To claim the full credit, your income must fall below these limits:

• Single or Head of Household: up to $63,398 (with 3+ children)

• Married Filing Jointly: up to $70,578 (with 3+ children)

Planning Tip

If your income dropped in 2025 or you had a change in household size, you may qualify even if you didn’t in previous years. Be sure to gather proper documentation for each dependent and any earned income reported on W-2s or 1099s.

Need help determining your eligibility? Let’s review your eligibility together — even if you think you may not qualify.

Source: IRS – 2025 EITC Tables